Cookie Policy
Last updated: 22 April 2026This Cookie Policy explains how Credit Simul, operated by WINDY IT HUB LTD, uses cookies and similar technologies when you visit the Site. It complements our Privacy Policy.
1. What Are Cookies?
Cookies are small text files stored on your device by your browser when you visit a website. They are widely used to make websites work correctly, improve the user experience, and provide information to site owners.
2. Cookies We Use
2.1 Strictly Necessary (no consent required)
These are stored in your browser's localStorage (not server-side cookies)
and are required for the Site to function:
- country — stores your selected country so the calculator reopens in the same language and currency. Persists until you clear browser data. No expiry.
- cookie_consent — stores your cookie preference (accepted / denied) so the banner is not shown on every visit. Persists until you clear browser data or click "Cookie settings" in the footer.
2.2 Analytics Cookies (consent required)
Provided by Google Analytics 4. Only activated if you click "Accept" in the cookie banner.
| Cookie | Purpose | Expiry |
|---|---|---|
_ga |
Distinguishes unique users | 2 years |
_ga_ZF6NL98496 |
Maintains session state | 2 years |
Google Analytics data is collected anonymously (IP anonymisation enabled). Google Privacy Policy | GA Opt-out
2.3 Advertising Cookies (consent required)
Provided by Google AdSense. Only activated if you click "Accept" in the cookie banner. Google may use these cookies to serve personalised ads based on your browsing history.
Google Ads & Privacy | Manage Ad Preferences
3. Managing Your Cookie Preferences
You can change your preferences at any time via these methods:
- Cookie banner — click "Cookie settings" at the bottom of any page to reset your choice and show the banner again.
- Browser settings — most browsers allow you to block or delete cookies. Note that blocking all cookies may affect the functionality of the Site.
- Google opt-out — use the Google Analytics opt-out browser add-on.
4. Changes to This Policy
We may update this Cookie Policy from time to time to reflect changes in technology or applicable law. The date at the top indicates the last revision.
5. Contact
For any questions about cookies, contact us at: [email protected]